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Note:   The All Solutions Network provides Credit Repair and BK ( bankruptcy ) services in the following states.  Alaska AK Alabama AL Arkansas AR Arizona AZ California CA Colorado CO Connecticut CT Washington DC Delaware DE Florida FL Georgia GA Hawaii HI Iowa IA Idaho ID Illinois IL Indiana IN Kansas KS Kentucky KY Louisiana LA Massachusetts MA Maryland MD Maine ME  Michigan MI Minnesota MI Missouri MO Mississippi MS Montana North Carolina NC North Dakota ND Nebraska NE New Hampshire NH New Jersey NJ New Mexico NM Nevada NV New York NY Ohio OH Oklahoma OK Oregon OR Pennsylvania PA Rhode Island RI South Carolina SC South Dakota SD Tennessee TN  Texas TX Utah UT  Virginia VA Vermont VT Washington WA Wisconsin WS West Virginia WV Wyoming WY

If you have debts that are affecting your credit scores and your ability to buy a home, a car, or get personal loans, etc... If you have these issues, you really only have 3 choices...

• Pay Your Creditors

• File Bankruptcy click for details

• Fix Your Credit

• But Do Something! The worst thing you can do is to Do Nothing!

     We are The All Solutions Network.  We are dedicated to helping you find the BEST solution to your issue, whether financial, legal, credit, real estate or otherwise...  Unlike companies that provide only one particular service and therefore have a financial interest in convincing you that their particular service is the answer to your problems... Our Network provides all relevant services and options to credit, debt, real estate and many other issues.  Do you need Bankruptcy?  Credit Repair?  Is your most viable option a debt consolidation?  We can help...  

WHY and HOW Does Credit Repair Work?  Click Here.

Comprehensive Credit Repair

NOTE:  Our restoration fees are generally about half what other companies charge-- and we guarantee dramatic improvement.  We can reduce fees to the public because much of our compensation comes from the financial institutions with which we are associated.  They compensate us when we've improved your credit so that you can get that home or car loan.

New!! See Free No Down Home Buying Seminars!  Learn how even with substantial credit issues, you can become an home owner.

Some Truths You Should Know About Credit Repair

    Does Credit Repair work? Yes!  Can you remove bankruptcies and repossessions? Yes!  Even if they really are yours?  Yes!  Is it Legal?  Yes!  Are reporting bureaus legally obligated to remove even accurate derogatory information?  NO!  If any person or company tells you otherwise-- They are lying.

Credit repair techniques can be incredibly effective and do wonders for your ability to purchase real estate, get that car or get the lowest rates on any loans--  But having said that, it does have it's limitations...  Any person or company that tells you otherwise is not being honest and is simply after your money without regard to the accuracy or benefit of the information or services they provide.

Facts  You Should Know About Credit Bureaus

If you have credit issues--consider what it is costing you and your family...

 There is no escaping it-- We all pay for bad credit.  The only question is do we pay to keep it?  Or do we pay to fix it.  Whether you are renting or buying a home or car-- Bad Credit is Costing you.   

Want to... Earn More Money? Grow Your Existing Business?  or Start a New and Exciting Career?  All at No Cost? Click Here to Learn How!

     Remember what it was like to have perfect credit?--  Your wallet was filled with credit cards. You had no problem getting a car loan, mortgage, equipment financing and so on. Then something happened?  Lost your job, became ill, injured, natural disaster, divorce, business failure, recession, crime victim, who knows what else!  

       Now getting the financing you need for that home for your family or that car seems out of the question.  You know that if you do nothing in a few years the credit dings will fall off your report and you'll  be fine-- unless some creditors refile the lien, (which they have a right to do).  But how much equity will you lose on that house if you wait 4 years?  How much more will that house cost 4 years from now?  How much extra in taxes will you have paid because you don't have the tax write offs of home ownership?  see taxes.

     You know you have to do something-- but what? You can't decide if you should go to Consumer Credit Counseling, file for bankruptcy, enlist the aid of a credit repair company or just give up and pray they don't find you.

So-- what are some of the options?  

Let's review-- Consumer credit counseling (funded by the united way) is an organization that will TRY to re-negotiate your debts. Your creditors are under no legal obligation to deal with them although many do. When you are done with their program your credit will certainly be better than if you had paid nothing, but-- All of the creditors will continue to report the bad debt for seven years after you finish paying it off. CCCS is basically a collection agent that gets you to come to them. The services are not FREE as advertised. They charge a monthly fee and if you don't follow the program precisely the way they lay it out all bets are off.  And even after a couple of years of paying on time, you can still find yourself back to square one with only slightly diminished credit issues.  During the time that you are in CCC, it is virtually impossible to obtain any new credit i.e. no house and no car.  I have seen many people who struggled with the program for upwards of two years-- struggling to make the payments, trying to do the right thing by paying their bills.  They finally realize that they couldn't make it.  So they dropped out of the program and then filed bankruptcy!  If they had, instead, filed bankruptcy two years ago, they would now be considered a good credit risk and be able to buy a home with a low interest FHA loan!  CCC was once a viable option but in our opinion-- for many of the above reasons and because of impending BK reform, CCC no longer has the sway and bargaining power with your creditors that it once had.  This is one service that The Solutions Network does not provide because we feel that its benefits are outweighed by its risks and drawbacks.

      Bankruptcy, the financial equivalent of a nuclear warhead should always be the last choice. Once you push that button there's no turning back. Even if you change your mind in the process and withdraw the case, it will show that you filed a bankruptcy for 10 years which to any potential lenders is the same as having gone through with it in the first place. However, as bad as that is, there are many situations in which it is truly the most prudent course of action.  For comprehensive details and discussion see bankruptcy articles.  For here suffice it to say, chapter 7 will discharge your debts.  Within two years of filing, if you pay all obligations on time, you will be able to buy a home at the best rates and terms available.  On a chapter 13, even while STILL in the repayment plan, if for 12 months you pay on time, you can buy a  home with an FHA loan.  The bottom line-- BK is not to be a first choice, but it will solve many immediate problems and the credit issues that it poses are relatively short term, provided--- You keep your credit clean after filing!

      Credit Restoration Companies or people who tell you they can fix your credit for you, are often not credible and can not offer you anything that you can not learn to do for yourself. There is no degree offered from any university for credit counseling or credit repair. There is no such thing as a credit certification. The reality is that anything they or  we can do-- you can do.     The information contained in the Credit Solutions Repair Course was initially developed in the late 80's and has been upgraded every year since. In 1996, congress after a long battle finally re-wrote the law and provided some powerful new tools for consumers to use for removing negative information from their credit reports on their own legally. The Credit Solutions Repair Course gives you step by step instructions, copies of the relevant laws, sample letters, and detailed information on dealing with collection issues and agents.

     Repairing your credit is made easy with the "Credit Solutions Repair Course". You will have every tool you need to fix your credit on your own.  Over 50,000 Americans have used these principles to rebuild their financial lives during the past 10 years.   

The Credit Solutions Repair Course--Shows you how to:

• Remove ANY negative information from your credit reports on your own legally! 

• Stop ANY collection agent from calling and harassing you at home or at work. 

• Rebuild your credit to a positive standing WITHOUT borrowing more or applying for any loans or credit cards. 

• Use the law to force the credit bureaus and creditors to comply. 

Start rebuilding your financial life today. Order your copy of the Credit Solutions Repair Course Now! Repairing your credit is easy if you know what your rights are and how to enforce them. Get started today! Once your order is placed through our site, within 24hrs  we then email your course in PDF format. 

Or if you would prefer to let one of our experienced Professionals do it for you, Click Here.